Insurance
Bespoke insurance solutions for enduring legacies.
Investment Linked Life Policies are highly customizable solutions designed to protect and grow significant wealth. At Swiss Sure, it is more than a policy – it is a carefully crafted partnership for your client’s future, combining the protective benefits of life insurance with the flexibility of a bespoke investment vehicle.
Private Placement Life Insurance (PPLI) is a core component of these solutions. Tailored for high-net-worth individuals, PPLI combines the estate planning advantages of life insurance with access to institutional investment strategies, offering tax efficiency, privacy, and cross-border structuring flexibility.
Key features
Asset protection
Assets are shielded within a secure insurance wrapper, helping safeguard wealth through generations. Policies are generally structured to provide creditor protection and are governed under stable legal frameworks.
Tax-efficient wealth growth
Policies allow investments to grow tax-deferred and often pass to heirs with significant tax advantages. This can greatly enhance long-term compounding while simplifying cross-border estate planning.
Confidentiality & discretion
Policies are private by nature. Our services maintain the highest standards of confidentiality across all jurisdictions, safeguarding the privacy of families and their holdings.
Investment flexibility
Open-architecture policies enable a wide range of approved investments, including traditional portfolios and alternative assets. Clients are not constrained to a narrow menu but can align their policy with their existing asset managers or strategies.
How it works
We collaborate with you – the broker – through every step, from case design and structuring, to compliance review, policy issuance, and post-issuance support.
You remain the lead advisor and relationship holder, we provide the technical foundation and ongoing administration.
Interested in how a PPLI solution could benefit your client’s unique situation?
Contact us for a confidential consultation or see our “Why Swiss Sure” section on the homepage to learn more.
Backed by global reinsurance strength.
Swiss Sure’s PPLI solutions are underpinned by a robust reinsurance agreement with Hannover Re, one of the world’s largest and most respected reinsurance groups. This partnership enhances the financial security and long-term stability of our policies by providing an added layer of institutional credibility.
With Hannover Re’s AA– (S&P) and A+ (A.M. Best) ratings, our clients benefit from a globally recognized counterparty, strengthening policyholder confidence and reinforcing the durability of their legacy planning.